Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
7.49–22.44%
Citizens Bank
→ US citizen or permanent resident
→ Age 18+
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Check rateFrom APR
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American Express
→ FICO score 660+
→ Business at least 1 year old
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Check rateFrom APR
5.49–17.99%
Bank of America
→ US resident
→ Aged 18+
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Check rateFrom APR
2.09–17.99%
College Ave
→ US citizen or permanent resident
→ Enrolled at eligible school
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Check rateFrom APR
7.74–35.49%
→ Minimum credit score 680
→ US citizen or permanent resident
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Check rateFrom APR
6.17–6.5%
Rocket Mortgage
→ US citizen or permanent resident
→ Age 18+
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Check rateFrom APR
0.0–36.0%
Affirm
→ US resident
→ Age 18+
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Check rateFrom APR
6.49–25.39%
LightStream (Truist)
→ Good to excellent credit required for best rates
→ US citizen or permanent resident
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Check rateFrom APR
2.99–16.38%
Sallie Mae
→ US citizen or permanent resident (international students may apply with eligible cosigner)
→ Age 18+
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Check rateFrom APR
7.74–35.99%
Upgrade
→ Minimum credit score 580
→ US citizen or permanent resident
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Check rateFrom APR
6.5–8.0%
Better Mortgage
→ US citizen or permanent resident
→ Valid income documentation
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Check rateFrom APR
6.09–17.99%
PenFed Credit Union
→ PenFed membership required (open to all via Voices for Americas Troops association)
→ US citizen or permanent resident
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Check rateFrom APR
5.49–17.99%
Chase
→ US resident
→ Aged 18+
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Check rateFrom APR
4.24–10.37%
→ US citizen or permanent resident
→ Employed or have an offer starting within 90 days
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Check rateFrom APR
5.96–35.99%
LendingClub
→ Minimum credit score 600
→ US citizen or permanent resident
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Check rateFrom APR
6.875–7.148%
Rocket Mortgage
→ US citizen or permanent resident
→ Valid employment and income documentation
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Check rateFrom APR
6.25–35.99%
→ Minimum credit score 640
→ US citizen or permanent resident
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Check rateFrom APR
4.67–21.99%
AUTOPAY
→ Minimum credit score 580
→ Vehicle less than 10 years old
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Check rateFrom APR
4.96–9.99%
Splash Financial
→ US citizen or permanent resident
→ Bachelor's degree or higher
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Check rateFrom APR
5.74–19.99%
Wells Fargo
→ SSN required
→ US address
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