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Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
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From APR
5.49–27.99%
CarMax Auto Finance
CarMax Auto Finance
$2k–$75k
36–72mo
Instant pre-qualification
→ US resident
→ Aged 18+
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Check rateFrom APR
6.17–6.5%
Rocket Mortgage
Rocket Mortgage Review: America's Largest Lender
$50k–$3M
180–360mo
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American Express
Kabbage Business Line of Credit
$2k–$250k
1–18mo
Same day (online decision)
→ FICO score 660+
→ Business at least 1 year old
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Check rateFrom APR
4.24–10.37%
$5k–$500k
60–240mo
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Brigit
Brigit Instant Cash
$50–$250
1–1mo
Minutes
→ Active bank account with regular income deposits
→ No credit check required
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Check rateFrom APR
7.74–35.99%
Upgrade
Upgrade Debt Consolidation Loan
$1k–$50k
24–84mo
Next business day funding
→ Minimum credit score 580
→ US citizen or permanent resident
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Check rateFrom APR
100.0–200.0%
LendNation
LendNation Payday Loans and Services
$50–$1.5k
1–6mo
Same day at stores
→ Active bank account
→ Government-issued ID
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Check rateFrom APR
8.99–35.99%
Prosper
Prosper Personal Loan
$2k–$50k
24–60mo
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Check rateFrom APR
6.49–25.39%
LightStream (Truist)
LightStream Auto Loans: Competitive Financing Options
$5k–$100k
24–84mo
Same day funding available
→ Good to excellent credit required for best rates
→ US citizen or permanent resident
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Check rateFrom APR
6.875–7.148%
Rocket Mortgage
Rocket Mortgage by Quicken Loans
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180–360mo
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Check rateFrom APR
2.74–17.99%
College Ave
College Ave Student Loans
≤$1k
60–240mo
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Dave
Dave ExtraCash
$25–$500
1–1mo
5 minutes
→ Dave Checking account
→ Active bank account with income history
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Check rateFrom APR
7.74–35.49%
$5k–$100k
24–84mo
Same day funding available
→ Minimum credit score 680
→ US citizen or permanent resident
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Check rateFrom APR
59.0–199.0%
OppLoans
OppLoans Personal Loans
$500–$4k
9–18mo
Same day
→ No minimum credit score
→ Active bank account
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Affirm
Affirm Pay Over Time
$50–$17.5k
3–60mo
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Check rateFrom APR
4.67–21.99%
AUTOPAY
Autopay Auto Loans
$5k–$100k
24–84mo
Minutes (online decision)
→ Minimum credit score 580
→ Vehicle less than 10 years old
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Check rateFrom APR
8.5–11.5%
Spring EQ
Spring EQ Home Equity Loans
$25k–$500k
60–360mo
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Check rateFrom APR
4.15–14.9%
Earnest
Earnest Student Loan Refinance
$5k–$500k
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Check rateFrom APR
5.96–35.99%
LendingClub
LendingClub Debt Consolidation Loan
$1k–$40k
24–60mo
Approved in as little as 1 hour, funded next business day
→ Minimum credit score 600
→ US citizen or permanent resident
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