Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
5.24–18.0%
DCU (Digital Federal Credit Union)
→ US resident
→ DCU membership (free to join)
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Check rateFrom APR
5.99–7.5%
Bethpage Federal Credit Union
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Check rateFrom APR
7.74–35.99%
Upgrade
→ Minimum credit score 580
→ US citizen or permanent resident
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Check rateFrom APR
59.0–199.0%
OppLoans
→ No minimum credit score
→ Active bank account
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Check rateFrom APR
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American Express
→ FICO score 660+
→ Business at least 1 year old
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Check rateFrom APR
4.24–10.37%
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Check rateFrom APR
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Dave
→ Dave Checking account
→ Active bank account with income history
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Check rateFrom APR
6.25–35.99%
→ Minimum credit score 640
→ US citizen or permanent resident
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Check rateFrom APR
5.49–19.99%
Wells Fargo
→ US resident
→ Aged 18+
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Check rateFrom APR
6.65–15.0%
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Check rateFrom APR
5.96–35.99%
LendingClub
→ Minimum credit score 600
→ US citizen or permanent resident
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Check rateFrom APR
49.0–200.0%
MoneyKey
→ Active bank account
→ Verifiable income
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Check rateFrom APR
2.99–16.38%
Sallie Mae
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Check rateFrom APR
—
Brigit
→ Active bank account with regular income deposits
→ No credit check required
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Check rateFrom APR
7.95–35.99%
Happy Money
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Check rateFrom APR
6.9–27.9%
Carvana
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Check rateFrom APR
6.5–8.0%
Better Mortgage
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.74–35.49%
→ Minimum credit score 680
→ US citizen or permanent resident
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Check rateFrom APR
36.0–199.0%
Advance America
→ Active Bank Account
→ Regular Income
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Check rateFrom APR
4.15–14.9%
Earnest
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