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Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.

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Brigit

Brigit Instant Cash
$50–$250
1–1mo
Minutes

→ Active bank account with regular income deposits

→ No credit check required

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From APR

34.0–155.0%

NetCredit

NetCredit Personal Loans
$1k–$10k
6–60mo
Next business day

→ Active bank account

→ Verifiable income

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From APR

4.15–14.9%

Earnest

Earnest Student Loan Refinance
$5k–$500k
—
Check rate in minutes with no impact on credit score

→ US citizen or permanent resident

→ Bachelor degree from eligible institution

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From APR

4.14–17.99%

PenFed Credit Union

PenFed Auto Loans
$500–$100k
12–84mo
Same day

→ PenFed membership (open to all)

→ US resident

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American Express

Kabbage Business Line of Credit
$2k–$250k
1–18mo
Same day (online decision)

→ FICO score 660+

→ Business at least 1 year old

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From APR

36.0–199.0%

Check Into Cash

Check Into Cash
$50–$3k
≤12mo
Same day

→ Active bank account

→ Verifiable income

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From APR

7.74–35.49%

SoFi

SoFi Debt Consolidation Loan
$5k–$100k
24–84mo
Same day funding available

→ Minimum credit score 680

→ US citizen or permanent resident

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Dave

Dave ExtraCash
$25–$500
1–1mo
5 minutes

→ Dave Checking account

→ Active bank account with income history

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From APR

6.49–24.89%

LightStream

LightStream Personal Loan
$5k–$100k
24–240mo

→ US citizen or permanent resident

→ Age 18+

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From APR

2.09–17.99%

College Ave

College Ave Student Loans
Up to $1k
60–180mo
Apply online, quick credit decision

→ US citizen or permanent resident

→ Enrolled at eligible school

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From APR

5.99–22.99%

Ally Financial

Ally Auto Finance
$5k–$75k
12–84mo
Same day via dealer

→ US resident

→ Aged 18+

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From APR

6.875–7.148%

Rocket Mortgage

Rocket Mortgage by Quicken Loans
$50k–$3M
180–360mo
Online application, Rocket Logic verification speeds process

→ US citizen or permanent resident

→ Valid employment and income documentation

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From APR

7.74–35.99%

Upgrade

Upgrade Debt Consolidation Loan
$1k–$50k
24–84mo
Next business day funding

→ Minimum credit score 580

→ US citizen or permanent resident

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From APR

4.24–10.37%

SoFi

SoFi Student Loan Refinancing
$5k–$1000.0k
60–240mo
Check rate in minutes, no hard credit pull

→ US citizen or permanent resident

→ Employed or have an offer starting within 90 days

Compare APR, fees, and lender fit before applying.

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From APR

6.75–15.0%

Figure

Figure Home Equity Line of Credit
$15k–$750k
60–360mo
Funding in as few as 5 days

→ Homeowner with sufficient equity

→ Good credit score

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