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Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.

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From APR

5.5–7.5%

Better Mortgage

Better Mortgage Refinance
$50k–$3M
180–360mo
Pre-approval in minutes, closing in 3 weeks

→ Minimum credit score 620

→ US property owner

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From APR

—

Brigit

Brigit Instant Cash
$50–$250
1–1mo
Minutes

→ Active bank account with regular income deposits

→ No credit check required

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From APR

2.99–16.38%

Sallie Mae

Sallie Mae Student Loans
$1k–$200k
60–180mo

→ US citizen or permanent resident (international students may apply with eligible cosigner)

→ Age 18+

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From APR

5.49–17.99%

Chase

Chase Auto Finance
$4k–$100k
12–72mo
Same day

→ US resident

→ Aged 18+

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From APR

49.0–200.0%

MoneyKey

MoneyKey Online Loans
$200–$3.5k
3–12mo
Same business day

→ Active bank account

→ Verifiable income

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American Express

Kabbage Business Line of Credit
$2k–$250k
1–18mo
Same day (online decision)

→ FICO score 660+

→ Business at least 1 year old

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From APR

7.99–24.99%

Discover

Discover Personal Loans
$2.5k–$40k
36–84mo

→ US citizen or permanent resident

→ Age 18+

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From APR

8.99–35.99%

Prosper

Prosper Personal Loan
$2k–$50k
24–60mo

→ US citizen or permanent resident

→ Age 18+

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From APR

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Dave

Dave ExtraCash
$25–$500
1–1mo
5 minutes

→ Dave Checking account

→ Active bank account with income history

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From APR

4.15–14.9%

Earnest

Earnest Student Loan Refinance
$5k–$500k
—
Check rate in minutes with no impact on credit score

→ US citizen or permanent resident

→ Bachelor degree from eligible institution

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From APR

7.74–35.99%

Upgrade

Upgrade Debt Consolidation Loan
$1k–$50k
24–84mo
Next business day funding

→ Minimum credit score 580

→ US citizen or permanent resident

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From APR

8.5–11.5%

Spring EQ

Spring EQ Home Equity Loans
$25k–$500k
60–360mo
Talk to an Equity Expert for quick assessment

→ Homeowner with sufficient equity

→ US resident (not available in NY, HI, UT)

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From APR

6.09–17.99%

PenFed Credit Union

PenFed Credit Union Personal Loans
$600–$50k
12–60mo

→ PenFed membership required (open to all via Voices for Americas Troops association)

→ US citizen or permanent resident

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From APR

4.24–10.37%

SoFi

SoFi Student Loan Refinancing
$5k–$1000.0k
60–240mo
Check rate in minutes, no hard credit pull

→ US citizen or permanent resident

→ Employed or have an offer starting within 90 days

Compare APR, fees, and lender fit before applying.

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From APR

5.99–22.99%

Ally Financial

Ally Auto Finance
$5k–$75k
12–84mo
Same day via dealer

→ US resident

→ Aged 18+

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From APR

36.0–199.0%

Check Into Cash

Check Into Cash
$50–$3k
≤12mo
Same day

→ Active bank account

→ Verifiable income

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