Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
6.49–24.89%
LightStream
→ US citizen or permanent resident
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.74–35.49%
→ Minimum credit score 680
→ US citizen or permanent resident
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
—
American Express
→ FICO score 660+
→ Business at least 1 year old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
4.24–10.37%
→ US citizen or permanent resident
→ Employed or have an offer starting within 90 days
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
—
Brigit
→ Active bank account with regular income deposits
→ No credit check required
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
99.0–199.0%
ACE Cash Express
→ Active bank account
→ Verifiable income
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
5.49–19.99%
Wells Fargo
→ US resident
→ Aged 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
6.5–8.0%
Better Mortgage
→ US citizen or permanent resident
→ Valid income documentation
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
6.53–35.99%
LendingClub
→ US citizen or permanent resident
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.99–24.99%
Discover
→ US citizen or permanent resident
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
4.15–14.9%
Earnest
→ US citizen or permanent resident
→ Bachelor degree from eligible institution
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
—
Dave
→ Dave Checking account
→ Active bank account with income history
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
65–249%
Possible Finance
→ No minimum credit score
→ Active bank account with income history
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
5.99–22.99%
Ally Financial
→ US resident
→ Aged 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
6.875–7.148%
Rocket Mortgage
→ US citizen or permanent resident
→ Valid employment and income documentation
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
6.74–24.49%
Wells Fargo
→ US citizen or permanent resident
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.74–35.99%
Upgrade
→ Minimum credit score 580
→ US citizen or permanent resident
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
2.09–17.99%
College Ave
→ US citizen or permanent resident
→ Enrolled at eligible school
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
89.0–199.0%
CashNetUSA
→ Active bank account
→ Verifiable income
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
4.91–14.99%
Capital One
→ US resident
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rate
