Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
2.99–16.38%
Sallie Mae
→ US citizen or permanent resident (international students may apply with eligible cosigner)
→ Age 18+
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Check rateFrom APR
7.49–22.44%
Citizens Bank
→ US citizen or permanent resident
→ Age 18+
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Check rateFrom APR
5.99–7.5%
FourLeaf Federal Credit Union
→ Homeowner with equity in property
→ Credit union membership required
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Check rateFrom APR
6.49–25.39%
LightStream (Truist)
→ Good to excellent credit required for best rates
→ US citizen or permanent resident
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Check rateFrom APR
99.0–199.0%
ACE Cash Express
→ Active bank account
→ Verifiable income
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Check rateFrom APR
—
American Express
→ FICO score 660+
→ Business at least 1 year old
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Check rateFrom APR
7.74–35.49%
→ Minimum credit score 680
→ US citizen or permanent resident
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Check rateFrom APR
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Brigit
→ Active bank account with regular income deposits
→ No credit check required
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Check rateFrom APR
4.15–14.9%
Earnest
→ US citizen or permanent resident
→ Bachelor degree from eligible institution
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Check rateFrom APR
8.99–29.99%
Marcus by Goldman Sachs
→ US citizen or permanent resident
→ Age 18+
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Check rateFrom APR
5.5–7.5%
Better Mortgage
→ Minimum credit score 620
→ US property owner
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Check rateFrom APR
5.49–19.99%
Wells Fargo
→ US resident
→ Aged 18+
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Check rateFrom APR
65–249%
Possible Finance
→ No minimum credit score
→ Active bank account with income history
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Check rateFrom APR
5.96–35.99%
LendingClub
→ Minimum credit score 600
→ US citizen or permanent resident
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Check rateFrom APR
—
Dave
→ Dave Checking account
→ Active bank account with income history
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Check rateFrom APR
4.24–10.37%
→ US citizen or permanent resident
→ Employed or have an offer starting within 90 days
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Check rateFrom APR
6.09–17.99%
PenFed Credit Union
→ PenFed membership required (open to all via Voices for Americas Troops association)
→ US citizen or permanent resident
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Check rateFrom APR
8.5–11.5%
Spring EQ
→ Homeowner with sufficient equity
→ US resident (not available in NY, HI, UT)
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Check rateFrom APR
36.0–199.0%
Speedy Cash
→ Active bank account
→ Verifiable income
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Check rateFrom APR
36.0–199.0%
Check Into Cash
→ Active bank account
→ Verifiable income
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