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Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.

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From APR

5.99–22.99%

Ally Financial

Ally Auto Finance
$5k–$75k
12–84mo
Same day via dealer

→ US resident

→ Aged 18+

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From APR

—

American Express

Kabbage Business Line of Credit
$2k–$250k
1–18mo
Same day (online decision)

→ FICO score 660+

→ Business at least 1 year old

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From APR

6.875–7.148%

Rocket Mortgage

Rocket Mortgage by Quicken Loans
$50k–$3M
180–360mo
Online application, Rocket Logic verification speeds process

→ US citizen or permanent resident

→ Valid employment and income documentation

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From APR

7.74–35.99%

Upgrade

Upgrade Debt Consolidation Loan
$1k–$50k
24–84mo
Next business day funding

→ Minimum credit score 580

→ US citizen or permanent resident

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From APR

5.24–18.0%

DCU (Digital Federal Credit Union)

DCU Auto Loan
$500–$150k
12–84mo
Quick online pre-approval

→ US resident

→ DCU membership (free to join)

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From APR

2.09–17.99%

College Ave

College Ave Student Loans
Up to $1k
60–180mo
Apply online, quick credit decision

→ US citizen or permanent resident

→ Enrolled at eligible school

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From APR

6.75–15.0%

Figure

Figure Home Equity Line of Credit
$15k–$750k
60–360mo
Funding in as few as 5 days

→ Homeowner with sufficient equity

→ Good credit score

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From APR

8.99–35.99%

Prosper

Prosper Personal Loan
$2k–$50k
24–60mo

→ US citizen or permanent resident

→ Age 18+

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From APR

4.24–10.37%

SoFi

SoFi Student Loan Refinancing
$5k–$1000.0k
60–240mo
Check rate in minutes, no hard credit pull

→ US citizen or permanent resident

→ Employed or have an offer starting within 90 days

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From APR

5.99–7.5%

FourLeaf Federal Credit Union

Bethpage Federal Credit Union HELOC
$10k–$500k
60–240mo
Apply online

→ Homeowner with equity in property

→ Credit union membership required

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From APR

5.96–35.99%

LendingClub

LendingClub Debt Consolidation Loan
$1k–$40k
24–60mo
Approved in as little as 1 hour, funded next business day

→ Minimum credit score 600

→ US citizen or permanent resident

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From APR

4.44–8.99%

CommonBond

CommonBond Student Loan Refinance
$5k–$500k
60–180mo
Minutes for prequalification

→ US citizen or permanent resident

→ Bachelor's degree minimum

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