Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
9.0–13.0%
RBC Royal Bank
→ Canadian resident
→ Good credit score
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
—
→ Canadian resident
→ 18+ years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
6.0–10.0%
Scotiabank
→ Canadian resident
→ Good credit score
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Check rateFrom APR
8.99–29.49%
Fig Financial
→ Canadian resident
→ 18+ years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
9.0–10.0%
→ Canadian resident
→ Minimum annual income $17,000 gross
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
9.99–34.95%
Spring Financial
→ Canadian resident
→ 18+ years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
19.9–34.9%
Fora Credit
→ Canadian resident
→ 18+ years old
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Check rateFrom APR
6.95–12.95%
Desjardins
→ Desjardins member
→ Canadian resident
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Check rateFrom APR
8.99–23.99%
TD Bank
→ Canadian resident
→ Good credit history
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Check rateFrom APR
9.9–46.96%
Mogo
→ Canadian resident
→ 19+ years old
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Check rateFrom APR
29.99–34.99%
Fairstone
→ Canadian resident
→ 18+ years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.99–14.99%
Coast Capital Savings
→ Coast Capital member
→ Canadian resident
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
8.99–34.99%
goPeer
→ Canadian resident
→ Credit score 600+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
8.99–22.99%
→ Canadian resident
→ 18+ years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.45–12.45%
Tangerine
→ Canadian resident
→ Tangerine client or new applicant
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Check rateFrom APR
7.95–14.95%
National Bank of Canada
→ Canadian resident
→ Good credit score
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
19.9–46.93%
LendDirect
→ Canadian resident
→ 18+ years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
7.49–12.99%
Meridian Credit Union
→ Ontario resident (member)
→ Good credit score
Compare APR, fees, and lender fit before applying.
Check rateNavigate your first loan with these top choices tailored for newcomers
Explore the top personal loan options in May 2026, from low APRs to rapid approvals. Find the right fit for your financial needs.
