Rates updated daily No credit impact

Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.

Recently added

From APR

9.95–29.95%

Instant Finance

Instant Finance Car Loan
$2k–$50k
12–84mo
Fast online approval

→ NZ citizen or permanent resident

→ Regular income

Compare APR, fees, and lender fit before applying.

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From APR

4.19–6.39%

SBS Bank

SBS Bank Home Loan
—
6–360mo

→ Residential home loans typically need at least 20% equity

→ Residential investing lending typically needs at least 30% equity

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From APR

9.95–29.95%

Instant Finance

Instant Finance Debt Consolidation Loan
$500–$50k
3–84mo
Money within 24 hours of approval

→ Credit assessment based on income and overall financial situation

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From APR

12.95%

ASB Bank

ASB Car Loan
$2k–$50k
6–84mo
1-3 business days

→ NZ resident

→ Aged 18+

Compare APR, fees, and lender fit before applying.

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From APR

9.4–12.15%

AA Money

AA Money Car Loan
$5k–$75k
12–60mo
Quick online application

→ NZ citizen or permanent resident

→ Regular income

Compare APR, fees, and lender fit before applying.

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From APR

7.99–24.99%

Harmoney

Harmoney Car Loan
$2k–$100k
36–84mo
Rate check with no credit score impact

→ NZ or Australian citizen

→ No defaults on credit file

Compare APR, fees, and lender fit before applying.

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From APR

7.99–24.99%

Harmoney

Harmoney Personal Loan
$2k–$100k
36–84mo
Quote in minutes, funding can be as fast as 9 minutes

→ At least 18 years old

→ NZ citizen, permanent resident, or Australian citizen

Compare APR, fees, and lender fit before applying.

Check rate

From APR

13.9%

ANZ New Zealand

ANZ Car Loan
$3k–$50k
6–84mo
Within 5 business days

→ NZ resident

→ Aged 18+

Compare APR, fees, and lender fit before applying.

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From APR

11.5–15.5%

SBS Bank

SBS Bank Personal Loan
$1k–$30k
6–60mo
1-3 business days

→ NZ citizen or permanent resident

→ Age 18+

Compare APR, fees, and lender fit before applying.

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From APR

6.49–12.99%

Westpac New Zealand

Westpac Car Loan
$2k–$50k
6–60mo
1-3 business days

→ NZ resident

→ Aged 18+

Compare APR, fees, and lender fit before applying.

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From APR

8.95–19.95%

MTF Finance

MTF Finance Car Loan
$2k–$100k
12–84mo
Same day decision

→ NZ resident

→ Aged 18+

Compare APR, fees, and lender fit before applying.

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From APR

8.55–11.7%

UDC Finance

UDC Finance Car Loan
$5k–$100k
12–60mo
Apply online or through dealer network

→ NZ citizen or permanent resident

→ Age 18+

Compare APR, fees, and lender fit before applying.

Check rate

From APR

13.9%

ANZ

ANZ Personal Loan
$3k–$50k
6–84mo
Decision within 5 business days, same-day funding once approved

→ At least 18 years old

→ Regular income

Compare APR, fees, and lender fit before applying.

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