Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
7.99–24.99%
Harmoney
→ At least 18 years old
→ NZ citizen, permanent resident, or Australian citizen
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
9.95–29.95%
Instant Finance
→ Credit assessment based on income and overall financial situation
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Check rateFrom APR
4.19–6.39%
SBS Bank
→ Residential home loans typically need at least 20% equity
→ Residential investing lending typically needs at least 30% equity
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
8.55–11.7%
UDC Finance
→ Responsible lending criteria apply
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Check rateFrom APR
13.9%
→ At least 18 years old
→ Regular income
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