Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
25.03–28.67%
→ Minimum gross monthly income ₱15,000
→ At least 1 year with current employer
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
25.98–36.74%
Metrobank
→ Minimum gross monthly income ₱15,000
→ At least 2 years with current employer
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
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→ Filipino citizen 21-55 years old
→ Tonik bank account holder
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
39.43%
SB Finance
→ Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
→ Filipino citizen 21-60 years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
25.98–26.76%
→ Minimum gross monthly income ₱15,000
→ At least 2 years with current employer
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
19.0–34.0%
RCBC
→ Minimum gross monthly income ₱15,000
→ Employed or self-employed
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
25.0–36.0%
UnionBank
→ Minimum gross monthly income ₱15,000
→ Employed or self-employed
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
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CTBC Bank Philippines
→ Salaried employee
→ Minimum gross monthly income ₱15,000
Compare APR, fees, and lender fit before applying.
Check rateLooking for a loan that's accessible to freelancers and OFW beneficiaries? SB Finance offers up to ₱3 million without collateral, but watch out for that hefty APR.
Explore our top picks for personal loans this May, including options for low rates, quick approvals, and credit-builders. Find the perfect loan tailored to your needs.
