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Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.

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From APR

28.8–29.8%

Rs30k–Rs3M
12–48mo
3-5 business days

Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)

Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)

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From APR

22.0–28.0%

Rs30k–Rs4M
12–60mo
10 working days

Pakistani national aged 21+ (salaried) or 25+ (self-employed)

Valid CNIC

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From APR

23.0–28.0%

Rs50k–Rs3M
12–48mo
2-5 business days

Pakistani national

Salaried or self-employed

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From APR

29.8–35.0%

Rs50k–Rs3M
12–48mo
Instant via Alfa App (60 seconds for eligible)

Pakistani national

Age 21-60 (salaried)

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From APR

25.36–27.36%

Rs50k–Rs2M
12–48mo
3-5 business days

Salaried (private sector, government, armed forces)

Existing credit history with any bank

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From APR

30.0%

Rs50k–Rs4M
12–48mo
Via branch or call 021 111 06 06 06

Pakistani national

Age 18-70 at maturity

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From APR

21.36–35.99%

Rs25k–Rs3M
12–48mo
Via HBL Mobile App

Pakistani national

Salaried or self-employed

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