Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Personal loans, auto financing, mortgages, and credit-builder products across 40+ markets worldwide.
From APR
36.0–60.0%
Wonga
→ Cellphone number, SA ID number, bank account details, most recent proof of income
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
12.0–27.75%
Absa
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
36.0–60.0%
Mulah
→ Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
15.0–27.75%
RCS Financial Services
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
36.0–60.0%
Lender overview
→ Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
10.25–27.75%
Nedbank
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
36.0–38%
Finance27
→ SA resident, 18+, employed, valid bank account, pass credit checks
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
12.0–27.75%
FNB (First National Bank)
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
36–60%
Lender overview
→ Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
15.0–27.75%
DirectAxis
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
15.0–28.0%
Old Mutual
→ South African ID
→ Age 18+
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Check rateFrom APR
12.25–27.75%
Capitec Bank
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
15.0–27.29%
Sanlam Credit Solutions
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
27.0–27.75%
FinChoice
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
18.0–27.75%
Bayport Financial Services
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
15.0–27.75%
TymeBank
→ South African ID
→ Age 18+
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Check rateFrom APR
21.0–27.75%
Finbond Mutual Bank
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
24.0–27.75%
Letsatsi Finance
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
21.0–27.75%
Capfin
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
12.25–29.25%
Standard Bank
→ South African ID
→ Age 18+
Compare APR, fees, and lender fit before applying.
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