Clear borrowing guides, lender explainers, and market updates for smart loan shoppers.
Explore the top personal loans available this May. Whether you need quick cash or long-term financing, these options cover all bases.
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From APR
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United Bank for Africa
→ Nigerian registered business
→ UBA business account
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
30.0–108.0%
Kuda
→ Kuda app account required; monthly installment repayment; no paperwork
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Check rateFrom APR
20.0–28.0%
First Bank of Nigeria
→ Salary account with FirstBank; employer salary domiciliation letter; minimum documentation; credit insurance premium required
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
35.4%
→ Salary account holder with 6 months salary history, ₦20,000 monthly lodgement, ₦30,000 net salary minimum, clean credit bureau report
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
54–195%
Carbon
→ No collateral; no guarantor; no paperwork
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Check rateFrom APR
25.44–31.8%
Renmoney
→ Digital application through the Renmoney app; identity and income checks may apply
Compare APR, fees, and lender fit before applying.
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