Clear borrowing guides, lender explainers, and market updates for smart loan shoppers.
Looking for a loan that's accessible to freelancers and OFW beneficiaries? SB Finance offers up to ₱3 million without collateral, but watch out for that hefty APR.
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From APR
25.98–26.76%
→ Minimum gross monthly income ₱15,000
→ At least 2 years with current employer
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
39.43%
SB Finance
→ Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
→ Filipino citizen 21-60 years old
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
30.52–33.32%
Metrobank
→ Minimum gross monthly income ₱15,000
→ At least 2 years with current employer
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
28.67–31.72%
→ Minimum gross monthly income ₱15,000
→ At least 1 year with current employer
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
18.0%
CIMB
→ Filipino citizen and non-US person
→ 21 years old up to 65 at loan maturity
Compare APR, fees, and lender fit before applying.
Check rateFrom APR
41.29–42.88%
PSBank
→ Age 22 to 54 at time of application
→ Employed: at least 2 years permanent status with 1 year at current employer
Compare APR, fees, and lender fit before applying.
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